Equipment loans.
Made simple.

We work with businesses of all sizes across industries including construction, manufacturing, healthcare, transportation, and technology. Generally, businesses operating for 2+ years with annual revenue of $100K+ qualify. Startups with strong personal credit may also be considered.

Terms range from 12 to 60 months depending on equipment type and loan amount. Rates typically start at 5.99% for well-qualified borrowers and are based on credit profile, time in business, equipment collateral value, and down payment. We offer both fixed and variable rate options.

Yes, the equipment being financed typically serves as collateral for the loan. This secured structure often allows for better rates and terms compared to unsecured business loans. In some cases, additional collateral or personal guarantees may be required.

1. Submit your application online in 5 minutes. 2. Receive a decision within 24 hours. 3. E-sign documents and provide equipment invoice. 4. Funds are sent directly to the vendor or your business account. Most deals fund within 2-3 business days of approval.

While we prefer 650+ FICO, we evaluate the complete business profile. Strong cash flow, time in business, and equipment value can offset lower credit scores. We offer programs for 600+ scores with higher down payments. No minimum for applicants with strong business financials.

Yes. We finance new and used equipment up to 10 years old from authorized dealers, auctions, and private sellers. Used equipment may require an appraisal and typically qualifies for slightly lower advance rates (80-90% vs 100% for new).